@@@@@It takes only a few minutes a month, and I
@@@@@It takes only a few minutes a month, and I do it while doing something else, like exercising, or going
to and from the store

?As for stocks, I like Peter Lynch's book Beating the Street for his formula for selecting stocks that grow in valueI have found that the principles of finding value are the same regardless if it's real estate, stocks, mutual funds, new companies, a new pet, a new home, a new spouse, or a bargain on laundry detergentThe process is always the sameYou need to know what you're looking for and then go look for it!

?Why consumers will always be poorWhen the supermarket has a sale on, say, toilet paper, the consumer runs in and stocks upWhen the stock market has a sale, most often called a crash or correction, the consumer runs away from itWhen the supermarket raises its prices, the consumer shops elsewhereWhen the stock market raises its prices, the consumer starts buying

?Look in the right placesA neighbor bought a condominium for $100,000I bought the identical condo next door to his for $50,000He told me he's waiting for the price to go upI told him that his profit is made when you buy, not when you sellHe shopped with a real estate broker who owns no property of her ownI shopped at the foreclosure department of a bankI paid $500 for a class on how to do thisMy neighbor thought that the $500 for a real estate investment class was too expensiveHe said he could not afford it, and he couldn't afford the time So he waits for the price to go up

?I look for people who want to buy first, then I look for someone who wants to sellA friend was looking for a certain piece of landHe had the money and did not have the timeI found a large piece of land larger than what my friend wanted to buy, tied it up with an option, called my friend and he wanted a piece of itSo I sold the piece to him and then bought the l